Fintech

Investing in the future of money: digital, embedded, decentralized.

Fintech is in its third chapter.

In the 2000s, there was one main idea: that an analog sector would eventually become digital. The potential was obvious: a multi-trillion dollar industry, filled with atoms (bank branches, paper, humans, etc.), when all it needed was bytes. Perhaps five years ago, the next chapter became obvious. Once financial services were digital, they no longer needed to exist as discrete products; they could become embedded in software that consumers and businesses use all day long, and with which they have a durable and data-rich relationship. We are still early in that process, and it requires imagination to see where it ends. 

Even more recently, with the mainstreaming of crypto and Web3, the final piece of the puzzle has snapped into place: over the next 30 years, financial services will go from centralized to decentralized. At BCV, we’ve seen, invested in, and shaped each of these chapters, and we are eager to help those writing the next part of this story.

Fintech Insights

Why We Invested In Fidel API: Building The Next Foundational Platform For Fintech Applications

By Merritt Hummer, Partner at Bain Capital Ventures 2021 was a banner year for fintech: global funding to fintech companies hit an all-time high of $132 billion and the sector produced more than a dozen IPOs not including SPACs. The aggregate market cap of public fintech companies exceeds $600 billion. Just a handful of years ago, there […]

Merritt Hummer 5 min read
Spotlight Fintech

Fintech Domain Experts

Fintech Portfolio

Company
About
Partner
Invested
Domain
Stage

Catch is new way to pay online where you and the merchant win – not your credit card company.

Partner(s) Christina Melas-Kyriazi
Invested 2022
Fintech
Early

Fidel API is a financial infrastructure platform, providing tools to build powerful experiences on top of payment cards.

Partner(s) Merritt Hummer
Invested 2022
Fintech
Growth

Expense reports and out-of-pocket purchases just don’t work for today’s forward-thinking teams.

Partner(s) Merritt Hummer
Invested 2021
Fintech
Seed

Socure is the leading platform for digital identity verification and trust.

Partner(s) Merritt Hummer
Invested 2021
Fintech
Growth

Arc provides full-service finance for SaaS.

Partner(s) Zeeza Cole
Invested 2021
Fintech Apps
Seed

Column Tax enables mobile banks and fintech companies to offer top tier tax features to their end users.

Partner(s) Kevin Zhang
Invested 2021
Fintech
Seed

Aqueduct can do billing, invoicing, quoting, and accounting in one afternoon.

Partner(s) Kevin Zhang
Invested 2021
Fintech
Seed

Relay is banking designed for growing businesses. Easily collaborate with your team, manage payments and issue corporate cards - all from your bank.

Partner(s) Kevin Zhang
Invested 2020
Fintech
Early Seed

GoCardless is a global leader in account-to-account payments, making it easy to collect both recurring and one-off payments directly from customers' bank accounts.

Partner(s) Matt Harris
Invested 2020
Fintech
Growth

Rightfoot is a fully embeddable consumer debt repayment APIs.

Partner(s) Zeeza Cole
Invested 2020
Fintech
Seed
Case Study

Building the infrastructure for a frictionless financial system, powering smart, real-time money movement with proprietary intelligence.

Partner(s) Matt Harris
Invested 2019
Fintech
Seed

ParaFi Capital is an alternative investment firm focused on blockchain and decentralized finance markets.

Invested 2019
Fintech
Early Seed

Finix’s payments API and dashboard allow you to accelerate merchant processing, manage PCI compliance, underwrite merchants, and seamlessly send merchant payouts.

Partner(s) Matt Harris
Invested 2019
Fintech
Early

Argyle accesses employment records instantly with consumer consent.

Partner(s) Ajay Agarwal
Invested 2019
Fintech
Growth Seed

EarnUp positively enriches the relationship among borrowers, lenders, and servicers to mitigate risk, reduce operational costs, and increase retention.

Partner(s) Matt Harris
Invested 2019
Fintech
Early

Moov provides a platform for developers looking to embed payment functionality into their software.

Partner(s) Matt Harris
Invested 2019
Fintech
Seed

defi SOLUTIONS loan origination software platform gives banks, credit unions, auto lenders flexible technology for their lending programs.

Invested 2018
Fintech
Growth

Alice is building new financial services that improve the financial health of working Americans.

Partner(s) Matt Harris
Invested 2018
Fintech
Early

The first all-in-one spend management platform built for today’s growing companies.

Partner(s) Ajay Agarwal
Invested 2017
Fintech
Seed

Signifyd’s ecommerce fraud protection platform has 3 services for companies: revenue protection, abuse prevention & payment compliance.

Partner(s) Matt Harris
Invested 2017
Fintech
Growth